Begin by adding the relevant information for each party, such as name, address, and contact information. Note that the borrower is the party receiving the loan from the lender and making the promise to repay on the promissory note.

Next, you will fill out the details of the transaction. It is important to be as specific as possible in identifying what exactly the borrower is receiving from the lender, such as money, goods, or services. Then provide the details of repayment, including how long the borrower has to repay and the payment frequency. 

After completing your promissory note, be sure to review it thoroughly to ensure that it meets your needs. You may make textual edits if you wish. Though not required in many states, we recommend using a notary to witness the signing of the document as well as include a regular witness. After it is signed, distribute copies to each party for safekeeping.