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When you should use a loan agreement

  • Checkmark You need to formalize all loan-related details
  • Checkmark Money or property is being loaned to one or more borrowers
  • Checkmark You need to define a loan's payment frequency and interest, among other options
  • Checkmark You need an agreement that protects the lender and defines repayment terms

Define your loan's details

Streamline the process of drafting a legally compliant loan agreement with our guided form.

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Draft personal loans

Avoid unnecessary confusion between the lender and the borrower.

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Select the best loan options

Clearly define basic loan options, such as interest, collateral, and prepayment.

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How to create a loan agreement in 3 steps

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Gather Information

As you complete your loan agreement, you will need to provide certain relevant information. This includes the names and addresses of all borrowers and lenders, transaction details, and repayment terms.

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Answer Key Questions

Use the information you collected to complete the loan agreement. We make this easy by guiding you each step of the way and helping you to customize your document to match your specific needs. The questions and information we present to you dynamically change depending on your answers and the state selected.

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It is always important to read your document thoroughly to ensure it matches your needs and is free of errors and omissions. After completing the questionnaire, you can make textual changes to your document by downloading it in Microsoft Word. If no changes are needed, you can simply download the PDF version and sign. 


Help Guide

Table of contents

A loan agreement specifies the most important terms and conditions for repayment of a loan. A loan can include multiple borrowers, lenders, and guarantors depending on the requirements of the transaction. The information below will guide you through some of the important issues and considerations you will encounter when creating your loan agreement.

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