Business Help Guides

Why Insurance Is Always Important Many small business owners who are just starting out face the daunting challenges of finding a way to compete in the marketplace and grow their business. Many sole proprietors and even small partnerships find......

Going into business for yourself is a decision that can change your life, so making sure that each step taken along the way is properly planned out is vital to achieving success. While many people envision taking an idea and building a......

Promissory Notes Are Legally Binding A promissory note or promissory letter is a legally binding document that obligates an individual or organization to pay another individual or organization a certain amount of money in a certain amount of......

Operating a company in today's business environment means addressing a myriad of challenges that can sometimes threaten to overwhelm a business. Depending on the size of the company and its potential for growth, challenges such as acquiring......

Getting into Debt When tough economic conditions occur, one of the first casualties people often suffer is their credit rating. Maintaining a solid credit history can be difficult during downturns in the economy, and when finances are limited,......

In difficult economic times, it is not uncommon for people to experience financial problems that can lead to serious credit issues. Prior to today's credit-driven society, people used to rely on credit to acquire items that were beyond their......

It is not uncommon in today’s up-and-down economy for individuals to find it difficult to maintain a good credit rating. Even something as innocent as being a little late on a credit card payment can send a credit score tumbling downward, so......

There are many situations that arise where a business might require an infusion of capital in order to take advantage of a business opportunity or simply just to meet payroll. It is not uncommon for businesses to frequently borrow money and......

One of the most unfortunate consequences of the recent real estate bubble is the dramatic increase in the foreclosure rate. A large number of foreclosures are a direct result of predatory lending practices, however an equally large number are......

A foreclosure is a serious legal proceeding in which the homeowner is in the process of having their home taken away from them. Because of this, courts generally pay a great deal of attention to foreclosure proceedings and make sure that all......